Terms & Conditions

Effective Date: January 1, 2025. Welcome to ezfundsfinder.com ("Website"). These Terms and Conditions ("Terms") govern your use of our Website, including access to third-party loan and credit card offers. By using our Website, you agree to these Terms in full. If you do not agree with any part of these Terms, please discontinue your use of the Website immediately.

1. Use of the Website

1.1. The Website is intended for users who are 18 years or older and reside in the United States.1.2. You agree to use the Website only for lawful purposes and in compliance with all applicable laws and regulations.1.3. Access to certain features may require creating an account and providing accurate, complete, and up-to-date information.

2. Third-Party Offers

2.1. The Website provides information about third-party loan and credit card offers for your convenience. We do not endorse or guarantee the accuracy, completeness, or suitability of any third-party product or service.2.2. All financial offers presented on the Website are subject to the terms, conditions, and eligibility criteria set by the third-party providers.2.3. Any interaction with third-party providers, including applications, approvals, interest rates, and disputes, is solely between you and the provider.2.4. We recommend carefully reviewing all disclosures, fees, and terms of third-party financial products before engaging in any transaction.2.5. Ezfundsfinder.com is not a lender, credit card issuer, or financial institution. The Website is intended solely for the advertising and promotion of third-party financial offers. We do not participate in the approval or disbursement of loans or credit.

3. Disclosures and Disclaimers

3.1. Ezfundsfinder.com is not a lender, credit card issuer, or financial institution. We act solely as an information aggregator to connect users with third-party providers.3.2. Loan and credit card availability, terms, and rates are determined by the third-party providers and are subject to change.3.3. The Website does not provide financial, legal, or tax advice. Consult with a qualified professional for specific guidance.

4. Intellectual Property

4.1. All content, including text, graphics, logos, and software, is owned by ezfundsfinder.com or its licensors and is protected under intellectual property laws.4.2. You may not reproduce, distribute, or modify any part of the Website without prior written consent.

5. Limitation of Liability

5.1. The Website is provided "as is" and "as available." We do not guarantee uninterrupted or error-free service.5.2. To the maximum extent permitted by law, ezfundsfinder.com is not liable for any damages resulting from your use or inability to use the Website or third-party offers.

6. Indemnification

You agree to indemnify and hold harmless ezfundsfinder.com, its affiliates, and employees from any claims or liabilities arising from your use of the Website or breach of these Terms.

7. Governing Law

These Terms are governed by the laws of the State of Georgia. Any disputes will be resolved in the courts of the State of Georgia.

8. Online Marketing and Communication

8.1. By providing your contact information, including phone number and email address, you consent to receiving marketing communications, including text messages and emails, from ezfundsfinder.com and its partners.8.2. Text message marketing is conducted in compliance with the Telephone Consumer Protection Act (TCPA). Standard messaging and data rates may apply.8.3. Email marketing is conducted in compliance with the CAN-SPAM Act. You can unsubscribe from marketing emails at any time by following the instructions provided in the email.8.4. Paid advertising, including but not limited to Google Ads, social media advertising, and display ads, complies with the applicable guidelines of the Federal Trade Commission (FTC) and the advertising platforms used.8.5. Social media advertising adheres to platform-specific policies, including disclosure requirements for sponsored content, partnerships, and promotions.8.6. We do not share your contact information with third parties for marketing purposes without your explicit consent.

9. User-Generated Content

9.1. If you submit or post any content on the Website, including reviews, comments, or other materials ("User Content"), you grant ezfundsfinder.com a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute such content.9.2. You represent and warrant that you own or have the necessary rights to the User Content and that its submission does not violate any third-party rights.9.3. We reserve the right to remove or modify any User Content at our discretion.

10. Modifications to the Terms

10.1. We may update these Terms from time to time. Changes will be posted on this page with the updated effective date.10.2. Your continued use of the Website after any changes constitutes your acceptance of the new Terms.

Effective Date: January 1, 2025 At ezfundsfinder.com, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and share your information.

1. Information We Collect

1.1. Personal Information: When you create an account or interact with our Website, we may collect your name, email address, phone number, and other contact details.1.2. Non-Personal Information: We may collect information about your device, browser, IP address, and browsing behavior.1.3. Information from Third Parties: We may receive additional information from third parties, such as business partners, referral partners, advertisers, and consumer reporting agencies, to enhance the services provided.1.4. Cookies and Tracking: We use cookies and similar technologies to enhance your experience and analyze Website traffic. You can manage cookie preferences through your browser settings.

2. How We Use Your Information

2.1. To provide and improve the Website’s functionality.2.2. To personalize your experience and display relevant third-party offers.2.3. To communicate with you about updates, offers, and services.2.4. To comply with legal obligations.2.5. To analyze usage trends and improve the services offered.2.6. To detect and prevent fraudulent activity and enhance security measures.

3. Sharing Your Information

3.1. We may share your information with third-party partners to display relevant offers.3.2. We may disclose your information if required by law or in connection with legal proceedings.3.3. Information may be shared with non-affiliated third-party service providers for identity verification and processing transactions.3.4. In the event of a merger, acquisition, or sale of assets, your information may be transferred.

4. Data Security

We implement reasonable security measures to protect your information. However, no method of transmission or storage is entirely secure, and we cannot guarantee absolute security.

5. Your Rights

5.1. You have the right to access, update, or delete your personal information. Contact us at [email protected] for assistance.5.2. You may opt out of marketing communications by following the unsubscribe instructions in our emails or texting "STOP" in response to text messages.5.3. You can manage cookie preferences and disable tracking through browser settings.

6. Children's Privacy

6.1. Our Website is not intended for individuals under the age of 18, and we do not knowingly collect personal information from minors.

7. Regulatory Compliance

7.1. Ezfundsfinder.com complies with applicable laws and regulations, including the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), the CAN-SPAM Act, the TCPA, and Federal Trade Commission (FTC) guidelines for advertising.7.2. We disclose Annual Percentage Rates (APRs), fees, and other terms as required by law when presenting loan or credit card offers.7.3. Paid advertisements clearly indicate when content is sponsored, and all sponsored content complies with applicable disclosure laws.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with the updated effective date.

Contact Us

If you have any questions about these Terms or our Privacy Policy, please contact us at [email protected].